B2B Invoicing & Accounts Receivable
Get paid at the
speed of light.
Photon turns net-30 into net-now. Send branded invoices, automate every reminder, and watch funds settle straight to your bank — powered by Stripe Connect, so you never wait on a middleman.
Powered by Stripe Connect
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PCI SAQ A — no card data on our servers
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Card & ACH on every invoice
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Powered by Stripe Connect · PCI SAQ A — no card data on our servers · Card & ACH on every invoice ·
THE RECEIVABLES TAX
Slow payments quietly drain
growing businesses
Every day an invoice sits unpaid is working capital you can't deploy. For most SMBs, accounts receivable is the single biggest pile of cash they don't control.
30+ days
The average wait to get paid
Net-30 terms routinely stretch to 45, 60, or worse — while your bills stay due on time.
Industry estimates — the accounts-receivable problem most SMB finance teams know all too well.
50%
Of B2B invoices are paid late
Roughly half of all invoices land after their due date — chasing them becomes a full-time job.
30+ days
The average wait to get paid
Net-30 terms routinely stretch to 45, 60, or worse — while your bills stay due on time.
Get paid faster
Branded invoices with one-click Card & ACH checkout, plus reminders that fire on their own. Less chasing, lower DSO, healthier cash flow.
WHY PHOTON
Three reasons finance teams switch
We didn't rebuild payments — we built the fastest path to using the best ones.
We never touch your money
Funds flow directly into your own Stripe account through Connect. No platform float, no payout delays, no holding your cash hostage.
Live in an afternoon
BNo payment UI to build, no PCI scope to manage. Connect Stripe, import customers, send your first invoice — all before lunch.
A PAYMENT PAGE THAT PAYS
Your customer's easiest invoice ever
Every Photon invoice opens as a clean, branded, mobile-ready page — no login, no friction. They click, they pay, you're notified the instant the money moves.
1. Branded, hosted & secure
Your logo and colors on a Stripe-hosted page — PCI compliance handled, zero code to maintain.
2. Pay by card or bank in two clicks
ACH and card on the same page. Customers pick — you keep more on large invoices.
3. Real-time status, automatically
Webhooks sync paid, viewed, and failed events instantly — your dashboard is never stale.
A PAYMENT PAGE THAT PAYS
From signup to "paid" in three steps
No implementation project. No consultant. Just connect, create, and collect.
01
Connect Stripe
Sign up and link your Stripe account through Connect's hosted onboarding. Your money settles to you — always.
02
Create & send
Add customers, build an invoice or subscription, and send a branded pay link in seconds — card and ACH ready.
03
Get paid & track
Reminders run automatically. Payments sync in real time. Your AR aging and DSO update themselves.