Managed AI agents
for finance operations
and payments workflows

99%+ accuracy guaranteed through Managed Agents + expert verification

Digitize and understand any document, PDF, invoice, statement, and contract

Automate document-heavy workflows with deterministic extraction, human verification, and contract-backed accuracy

Try the sandbox
Talk to sales
 
 

Customers:

 

Digitize invoices, receipts, and statements with super-human level accuracy

Understand your customers down to each line item

Blue pencil drawing a squiggly line

Categorize millions of bank and card transactions, vendors, invoices, and receipts in seconds with AI and optional Human-in-the-Loop (HITL) validation and evaluation

Outline of a bank or government building with pillars and a triangular roof.

Standardize the world’s payments, invoices, purchase orders, remittances, and receipts into 100+ standardized structured fields with 100% deterministic output

Financial network diagram showing dollar sign connected to various financial symbols
The image shows a smartphone displaying a mobile app for credit card management next to a printed invoice. The phone screen shows a Visa credit card with some transaction details. The invoice includes company name, order number, date, sold to address, and product details. There is also a printed check from MAT Logistics LLC with a watermark and check number.

News

  • Photon Commerce and Creatio Partner to Revolutionize Financial Automation with AI + OCR Powered Document Processing

    Photon Commerce and Creatio Partner to Revolutionize Financial Automation with AI + OCR Powered Document Processing

    Learn more
  • Joe Proto, Mastercard ex-EVP & payments serial entrepreneur, joins Photon as advisor

    Joe Proto, Mastercard ex-EVP & payments serial entrepreneur, joins Photon as advisor

    Learn more
  • The Federal Reserve: FedNow instant payments

    The Federal Reserve's FedNow instant payments features Photon as a Showcase Provider

    Learn more
  • NVIDIA and Photon Commerce logos over a digital network background with the text "AI for instant payments & invoices" and "Neural processing for finance powered by NVIDIA GPUs."

    NVIDIA features Photon's launch of instant business payments APIs

    Learn more
  • The Federal Reserve and The Clearing House select Photon to co-present at NACHA

    The Federal Reserve and The Clearing House select Photon to co-present at NACHA's Smarter Faster Payments Conference

    Learn more
  • Digital binary code in a tunnel with moving train tracks, featuring blue glowing ones and zeros.

    US Faster Payments Council includes Photon Commerce as a a Faster Payments Solution Provider

    Read
  • Logo for the Federal Reserve with the text "FedPayments Improvement".

    Photon is a member of the Federal Reserve FedPayments Improvement program

    Read
  • Logo of US Faster Payments Council with green, white, and blue design.

    Instant Payments leaders meet at the Faster Payments Council Spring Meeting

    Read


Organize payments, invoices, and receipts at the speed of light

$23B

of transactions and invoices processed

99.9%

field precision

1 day

set up time to launch


 
 

99%+ accurate data you and your customers can trust

Photon delivers structured, audit-ready data with zero noise, zero hallucinations, and 100% confidence. Our Managed Agents coordinate specialized agents to verify, cross-check, and correct data fields — reducing manual effort while ensuring reliability.

1. Clean: No erroneous data, no guesswork, just standardized, ready-to-use data

2. Accurate: Human-in-the-Loop with 99.9%+ field-level precision, even on messy scans

3. Reliable: Deterministic outputs with audit logs, versioning, and SLA-backed performance

Photon isn't just smart — it's right. Every time. Powering finance, payments, and operations teams that can't afford mistakes.

 

Watch how Photon automates invoice, statement, and payment workflows with deterministic AI agents and human-verified accuracy.

Get a free sandbox in seconds

Test your documents in a live, AI-powered sandbox.
No sign-up hassle, no credit card — just instant results and unparalleled accuracy

  • Upload invoices, receipts, or statements

  • Get structured JSON output with 99%+ accuracy

  • Explore advanced AI + human-in-the-loop document processing


Photon agent evolves through human feedback, creating a loop of constant learning and smarter document understanding.

Sign up for free sandbox access
A scanned invoice from Grip for pet food services, showing details such as invoice number, date, bill to address, total amount due, and bank transfer instructions, with the right side displaying a table of invoice data including dates, account information, and vendor details.

Get actionable intelligence from payments, invoices, and purchases

Unlock SKU Level 3 intelligence from any invoice, receipt, PDF, or scan using Managed Agents, Optical Character Recognition (OCR), and Natural Language Processing (NLP)

Stack of blank photographs or images

Catch and prevent errors before they become costs. Cut errors, loss, exceptions, and waste with real-time data validation

Line drawing of a pig with a rounded body, small ears, and a curly tail.

Categorize and reconcile down to line items instantly with human-level accuracy with the Managed Agents Platform for Finance optimized for FinTech and eCommerce leaders

Network diagram with interconnected nodes and lines
A smartphone displaying the logo for Photon Commerce next to a printed invoice. The invoice includes details such as company address, contact information, invoice number, date, customer information, and a list of purchased items with prices.

Know your customers,
Grow your customers

Unify customers & vendors, AR & AP in one automated AI + HITL platform

A shield with a dollar sign in the center, symbolizing financial security or protection.

Track of invoices, payments, orders, shipments, and products with 99%+ accuracy and validation

Icon of a dollar sign with an arrow pointing down, representing a decrease in money or finances.

Photon is the system of record for your finance teams and suppliers

Icon of a smartphone with a house and a school building
Tablet displaying financial data dashboard with charts and graphs about vendor pay and supply chain health.

One-click bill pay

Pay any bill or invoice how you would like using credit card, ACH, or check

Icon of a blue credit card

Adjust, approve, and reach agreement up to 75% faster

Blue dollar sign icon with upward trending arrow

Photon's Managed Agents learns and improves accuracy and speed with more data

Blue line drawing of a person lying in a bed with a thermometer in their mouth and an IV drip attached
Screenshot of an invoice management software displaying details for Vendor Inc, an invoice of $16,000.00 dated 09/28/2020, with an invoice number 000001, processed through a digital interface with tabs for data, vendor, excel, json, chat, and a preview of the invoice PDF on the right.

What industry leaders are saying

 

"Photon's solution is truly differentiated in the marketplace."


"What you are doing is the holy grail of our industry"



"You are clearly on the leading edge of the technology revolution now"

 


photon / noun / >
  the fastest thing in the universe

Delight your clients with instant experiences and data

Get started today for free at the form below

 

Ready to get started?

Contact us today and launch in minutes!