Managed AI agent layer
for finance operations
and payment workflows.

99%+ accuracy guaranteed through Managed Agents + human evaluation

Digitize and understand any document, PDF, invoice, statement, and contract with Managed Agents and expert annotation

Automate document-heavy workflows with deterministic extraction, human verification, and contract-backed accuracy.

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Customers:

 

Digitize invoices, receipts, and statements with super-human level accuracy

Understand your customers down to each line item

Categorize millions of bank and card transactions, vendors, invoices, and receipts in seconds with AI and optional Human-in-the-Loop (HITL) validation and evaluation

Standardize the world’s payments, invoices, purchase orders, remittances, and receipts into 100+ standardized structured fields with 100% deterministic output

News

  • Photon Commerce and Creatio Partner to Revolutionize Financial Automation with AI + OCR Powered Document Processing

    Photon Commerce and Creatio Partner to Revolutionize Financial Automation with AI + OCR Powered Document Processing

    Learn more
  • Joe Proto, Mastercard ex-EVP & payments serial entrepreneur, joins Photon as advisor

    Joe Proto, Mastercard ex-EVP & payments serial entrepreneur, joins Photon as advisor

    Learn more
  • The Federal Reserve: FedNow instant payments

    The Federal Reserve's FedNow instant payments features Photon as a Showcase Provider

    Learn more

  • NVIDIA features Photon's launch of instant business payments APIs

    Learn more
  • The Federal Reserve and The Clearing House select Photon to co-present at NACHA

    The Federal Reserve and The Clearing House select Photon to co-present at NACHA's Smarter Faster Payments Conference

    Learn more

  • US Faster Payments Council includes Photon Commerce as a a Faster Payments Solution Provider

    Read

  • Photon is a member of the Federal Reserve FedPayments Improvement program

    Read

  • Instant Payments leaders meet at the Faster Payments Council Spring Meeting

    Read


Organize payments, invoices, and receipts at the speed of light

$23B

of transactions and invoices processed

99.9%

field precision

1 day

set up time to launch


 
 

99%+ accurate data you and your customers can trust

Photon delivers structured, audit-ready data with zero noise, zero hallucinations, and 100% confidence. Our Managed Agents coordinate specialized agents to verify, cross-check, and correct data fields — reducing manual effort while ensuring reliability.

1. Clean: No erroneous data, no guesswork, just standardized, ready-to-use data

2. Accurate: Human-in-the-Loop with 99.9%+ field-level precision, even on messy scans

3. Reliable: Deterministic outputs with audit logs, versioning, and SLA-backed performance

Photon isn't just smart — it's right. Every time. Powering finance, payments, and operations teams that can't afford mistakes.

 

Watch how Photon automates invoice, statement, and payment workflows with deterministic AI agents and human-verified accuracy.

Get a free sandbox in seconds

Test your documents in a live, AI-powered sandbox.
No sign-up hassle, no credit card — just instant results and unparalleled accuracy

  • Upload invoices, receipts, or statements

  • Get structured JSON output with 99%+ accuracy

  • Explore advanced AI + human-in-the-loop document processing


Photon agent evolves through human feedback, creating a loop of constant learning and smarter document understanding.

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Get actionable intelligence from payments, invoices, and purchases

Unlock SKU Level 3 intelligence from any invoice, receipt, PDF, or scan using Managed Agents, Optical Character Recognition (OCR), and Natural Language Processing (NLP)

Catch and prevent errors before they become costs. Cut errors, loss, exceptions, and waste with real-time data validation

Categorize and reconcile down to line items instantly with human-level accuracy with the Managed Agents Platform for Finance optimized for FinTech and eCommerce leaders

Know your customers,
Grow your customers

Unify customers & vendors, AR & AP in one automated AI + HITL platform

Track of invoices, payments, orders, shipments, and products with 99%+ accuracy and validation

Photon is the system of record for your finance teams and suppliers

One-click bill pay

Pay any bill or invoice how you would like using credit card, ACH, or check

Adjust, approve, and reach agreement up to 75% faster

Photon's Managed Agents learns and improves accuracy and speed with more data

What industry leaders are saying

 

"Photon's solution is truly differentiated in the marketplace."


"What you are doing is the holy grail of our industry"



"You are clearly on the leading edge of the technology revolution now"

 


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  the fastest thing in the universe

Delight your clients with instant experiences and data

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